Cash flow problems occur when money available to an organization or business is insufficient to meet short-term demands and obligations. In other words, there is not enough cash readily available to meet the financial needs of a business or entity with ease. It’s important to note that cash flow issues are different from a lack of profits; they often result from a mismatch between the timing of payments, expenses and receipts. Businesses can be profitable on paper yet suffer from chronic cash flow problems due to how quickly or slowly customers pay or vendors deliver goods or services.