A Credit Debit Account (CDA) is an account that customers can use to make online payments, with funds either debited from their bank account or charged to their credit card. Customers who sign up for a CDA are able to pay for items using funds in their bank accounts without having to type in the long string of numbers that are associated with each transaction. A CDA can be established with any major financial institution and provides customers with more convenience when it comes to paying for products and services. Moreover, CDA’s offer a safe and secure way for online transactions, as all payments are made through encrypted channels. With a Credit Debit Account, customers have the opportunity to shop smarter and save time while doing it.