A financial business model is a framework or system proposed by an organization to create revenue, manage expenses and maximize profits within the scope of its current resources. This model can include strategies to ensure continued and long-term success including pricing models, operations management, cost-benefit analysis, and other venture capital activities. Businesses must have a clear understanding of their target customer base, market trends, and competitor’s actions in order to properly develop and execute their financial business model. Through this systematic approach, businesses are able to maximize their resources while better serving their customers, leading to increased web traffic, sales and ultimately higher profits.