Notarial certificates on loan documents are a formal statement issued by a public notary verifying the identity of the borrower and attesting to the borrower’s agreement with certain terms of the loan. They are an important part of the loan-documentation process and can provide legal protection for both the lender and the borrower. Notarial certificates serve as a safeguard against fraud and/or misuse, ensuring that all details of the document have been properly certified, including signatures, date of signing, and so forth. Additionally, they provide assurance that parties who sign these documents have done so voluntarily and under no coercion or other fraudulent activities. By providing an additional layer of security, these certificates are key to maintaining the integrity of the loan transaction.