DTI (Debt-to-Income Ratio): This is an important financial metric used to measure a borrower’s ability to repay their debts. The ratio compares all of an individual’s monthly debt payments to their gross monthly income, giving lenders and investors an indication of the borrower’s creditworthiness and financial health. DTI provides insight into the relative burden that debt places on an individual’s finances and should be taken into consideration when making investments and loan decisions.