“A Beneficiary Letter of Instruction (BLI) is a powerful yet simple document that outlines your wishes concerning the distribution of assets after death. It also serves as an informal will, allowing you to provide detailed instructions on how you want your estate to be distributed without the time and expense of creating an official will or trust. This document should include specific instructions related to transferring assets in designated accounts or trusts, as well as giving specifics on powers of attorney, accounting authorities, and other important details regarding your final wishes for distributions to specified individuals or organizations.”