Credit debits are a type of financial transaction in which money is transferred from one account to another. Essentially, when you “debit” an account, you are subtracting funds from it; meanwhile, “crediting” an account increases its balance. By combining these two concepts, credit debits provide an efficient way to transfer funds between accounts without having to separately make both payments. In business and accounting contexts, credit debits should be managed carefully, as they can have a significant impact on budgets and other financial planning.