Establishing small business credit is the key to unlocking access to loans, lines of credit, and other financial products that can help businesses grow. It means building a solid payment history with creditors who are willing to report your positive payment activities to all three major credit bureaus — Equifax, Experian, and TransUnion. Establishing small business credit takes effort and commitment, but it can be done. It requires developing a track record of timely payments on loans and lines of credit, keeping personal and business expenses separate, and staying informed of the best options for financing. When done correctly, taking the time to establish small business credit can open new doors for your business’s success.